The GRAIN Method | Free Beginner's Investing Guide

Five Steps, One Plan

What's inside

01Four Investing Myths, Busted+

From “you need loads of money to start” to “shares are the only option”, we clear up what stops people getting started.

02G is for Goal+

Name it, date it and price it, so you know exactly what you’re investing for.

03R is for Risk+

A quick three-question quiz to find out how much up and down you can handle.

04A is for Account+

A simple yes/no path to help you choose between a pension, Lifetime ISA, Stocks & Shares ISA or general investment account.

05I is for Investments+

Picking shares yourself vs buying funds, the main product types, and how much fees really cost you.

06N is for Nurture+

How investing a set amount every month works, with a simple worked example, plus three habits to try.

07Jargon Buster+

Twelve investing words you’ll come across, from ETFs to compounding, explained in plain English.

08Your GRAIN Plan+

A one-page worksheet to pull all five steps together and keep somewhere you’ll see it.

09Your Toolkit+

A checklist for picking a platform, plus the trusted websites we rate for free, impartial guidance.

Built For Beginners

Know your why

A clear goal with a date and a price makes every other decision easier.

Find your comfort zone

Values go up and down. Knowing how you’ll feel when they dip helps you stick with it.

Pick the right home

The account you choose can affect how much tax you pay on your returns.

Keep it growing

Small, regular amounts build the habit and the pot at the same time.