Terms of Use

Last Updated: 19/09/2023

These Terms of Use ("Agreement") govern your use of the Pennies To Pounds website ("Website") and all content, services, and products provided by Pennies To Pounds ("Company"). By accessing or using the Website, you agree to be bound by this Agreement. If you do not agree with these terms, please do not use the Website.

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1. Use of Content

a. All content provided on the Website is for informational purposes only. The Company does not guarantee the accuracy, completeness, or usefulness of any information provided.

b. You may access and use the content on the Website solely for personal, non-commercial purposes. You may not copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from the Website without the prior written permission of the Company.

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2. User Conduct

a. You agree to use the Website and its content in compliance with all applicable laws, regulations, and this Agreement.

b. You will not engage in any activity that could disrupt or interfere with the proper functioning of the Website, including but not limited to uploading viruses or other malicious code, hacking, or attempting to gain unauthorized access to the Website or its servers.

c. You will not engage in any form of harassment, abuse, or offensive behavior while using the Website or interacting with other users.

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3. User Accounts

a. In order to access certain features of the Website, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

b. You agree to provide accurate and complete information when creating your user account and to update it promptly if there are any changes.

c. The Company reserves the right to suspend or terminate your account at any time for any reason, including but not limited to violation of this Agreement.

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4. Third-Party Links

The Website may contain links to third-party websites or resources. These links are provided for your convenience only, and the Company does not endorse or have any control over the content, products, or services provided by third parties. You acknowledge and agree that the Company is not responsible for the availability or accuracy of such external sites or resources.

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5. Disclaimer of Warranties

The Website and its content are provided on an "as-is" basis without any warranties of any kind, whether express or implied. The Company disclaims all warranties, including but not limited to the accuracy, reliability, and completeness of the content, as well as any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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6. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of the Website or its content, even if advised of the possibility of such damages.

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7. Indemnification

You agree to indemnify and hold the Company, its affiliates, officers, directors, employees, and agents harmless from any claims, demands, damages, liabilities, costs, or expenses, including attorney's fees, arising out of your use of the Website, violation of this Agreement, or infringement of any intellectual property or other right of any person or entity.

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8. Modifications to the Agreement

The Company reserves the right to modify this Agreement at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of any modifications constitutes your acceptance of the revised Agreement.

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9. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of The United Kingdom. Any legal action or proceeding arising out of or relating to this Agreement shall be exclusively brought in the courts located in The United Kingdom, and you hereby consent to the personal jurisdiction of such courts.

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10. Entire Agreement

This Agreement constitutes the entire agreement between you and the Company regarding your use of the Website and supersedes any prior or contemporaneous understandings.

If you have any questions or concerns about these Terms of Use, please contact us at info@penniestopounds.co.uk.

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You can also send us a letter to:

20-22 Wenlock Road

London

N1 7GU

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Last updated: 19th September 2023.