Paying off debt doesn't have to mean the end of your social life sometimes it's about reducing the number of times you participate in a spending category or finding a less expensive alternative. If you go out to eat 10x in a month, you can scale it back to 3x and put the difference towards your debt. If dining out costs £100 every time; surely, there are other places you can eat for less and put the difference towards your debt.

In this article, we discuss how a workplace pension works and the benefits of it on your pension savings.