The Best 0% Interest Credit Cards

How 0% interest credit cards let you spread the cost of purchases without paying interest for a set period, with examples of cards that were available at the time.
Kia Commodore
@ikeeyah_
The Best 0% Interest Credit Cards



Credit cards are great for being able to pay off expensive purchases over a period of time. Normal credit cards will charge you interest on any balances that are carried over. 0% interest credit cards however allow you to spread the costs of your purchases without paying a penny of interest for a fixed term.


Here are some examples of 0% interest credit cards that were available when this post was last updated in May 2020. Deals and interest-free periods change often, so check the provider's website for current terms before you apply:


To apply for the TSB Platinum Purchase Card, click here.


To apply for the Virgin Money 18 Month All Round Credit Card, click here.


To apply for the Barclays Platinum Purchase & Balance Transfer Visa Credit Card, click here.


To apply for the MBNA 0% Transfers and Purchases Card, click here.


There are plenty more 0% interest credit cards, and these were four of the cards with the longest interest-free terms at the time. To compare today's deals, use a comparison site's eligibility checker, which uses a soft search so it won't affect your credit score. Please note, the terms mentioned are all subject to eligibility so you may receive a term shorter than the one stated.


(Last updated: May 2020)

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